Personal Loan

There is no security or collateral
To get a personal loan, you don't need any collateral or a mortgage. Your credit score, credit report, repayment history, and other factors all play a role in loan acceptance.

End-Usage-Flexible
A Personal Loan has no end-use restrictions, allowing you to use it for a variety of objectives such as medical emergencies, vacations, business, or debt consolidation.

Tenure that isn't fixed
You can take out a loan for any length of time between 12 and 48 months.

Only the most basic documentation is required
The sole requirements for a personal loan are proof of identity, proof of home or address, and proof of income.

Age
You must be between the ages of 20 and 60 years old to be eligible.

Nationality
You must be an Indian citizen who has lived in the country for at least one year.

Employment
You must be a salaried employee of a multinational corporation, a public company, or a private company.

Salary
You must earn at least Rs.35,000 per month to qualify.

Work Experience
You must have worked for at least one to three years.